Opportunity

|| where pre-funded fees become user yield ||

Market size & the leaking fee pool

Liquidity today is routed across chains, AMMs, CEXs, bridges and custodians. Movement still happens via pre-funded settlements, and every hop charge slippage and venue fees that don’t accrue to the asset holder.

• On-chain swaps ~$1.8T/yr at 0.25–0.75%

• Global remittances ~$900B/yr at 1–5%.

That implies an existing fee pool of roughly $13.5B (low case) to $58.5B (high case) paid annually just to access liquidity.

None of that is unified, and almost none is shared back to the users who fund it.

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Why this is monetizable now

Three ingredients make this capturable without inventing new risk primitives:

1. 0xAssets unify liquidity into a single, chain-agnostic reserve with instant exits via UCE

2. Pre-funded, intent-based settlements route the non-reserve portion through trusted OCHs using Pocket permits, earning real transaction fees (incl. allocator 5% flat + routing margins) and returning funds within 1–2 blocks.

3. Policy controls enforce per-asset reserves, per-allocator caps and daily ceilings so peg integrity and liquidity freshness are maintained while the system systematically taps recurring settlement revenues.

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Who benefits as this scales

• Users/Treasuries: Hold 0xUSD for clean 1:1 liquidity; deposit for s0xUSD to share in the fees you already pay across swaps and remittances.

• Protocols & integrators: Plug into 0xAssets for instant settlement liquidity without pre-funding a dozen venues.

• Allocators/OCHs: Clear more volume under transparent policy; earn their 5% fee plus profit-share while reinforcing peg liquidity.

Context note: ORBT’s early infrastructure has already processed $10.5B+ in settlement flows with $20B+ pre-funded transactions and millions of intents cleared - demonstrating operational readiness for institutional throughput and fast capital return.

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Why this isn’t “just another stablecoin pitch”

Existing stablecoins are excellent units of account but don’t unify liquidity and don’t return the fee stream to holders. Emissions-driven yields decay; AMM yields are path-dependent and expose LPs to IL. A Unified Liquidity Layer explicitly converts pre-funded settlement costs into predictable, policy-controlled savings yield while preserving instant redemptions and on-chain transparency.