Mechanics

• Supply policy:

  • Deposit all non-reserved USDC to Aave → receive aUSDC.

  • Optionally keep a small on-pocket hot buffer (e.g., 1–3% of pocket balance) to reduce borrow/withdraw round-trips for micro-settlements.

• Withdrawal policy:

  • For standard UCE redemptions, rely on allowance pulls (pocket → UCE).

  • If the pocket’s on-pocket buffer is used, rebalance by withdrawing from Aave back to pocket and/or refilling UCE reserve.

• Credit delegation policy:

  • Maintain per-delegate allowances on Aave variable-debt tokens: approveDelegation(delegate, limit).

  • Enforce per-delegate ceilings, tenor limits (time-boxed usage), and global utilization caps (e.g., “total delegated notional ≤ 25% of borrowable; target used ≤ 10%”).

  • Continuous HF guardrails: compute borrowable vs. delegated usage so HF never < 2.0 under normal volatility.

• Chain specifics: Use per-chain Aave markets where liquidity is deep and risk params are conservative. Enable eMode for stable-stable if materially helpful and safe.